As Digital Federal Credit Union’s home state, Massachusetts boasts a large number of official branches ready to serve its members. Whether you need to speak with a loan officer, open a new account, or handle a routine transaction, this guide will help you find the DCU location you need.
Find a DCU Branch in MA: Using the Official Branch & ATM Locator
The fastest and most accurate way to find a branch or ATM near you is by using DCU’s official locator tool. It provides up-to-the-minute information on addresses, hours, and available services.
- Official Locator Link: DCU Branch & ATM Locator
Overview of DCU Branch Locations in Massachusetts
DCU’s physical presence is strongest in the central and eastern parts of the state. You will find the highest concentration of branches throughout Worcester County, the Merrimack Valley, and the Greater Boston area.
List of Major DCU Branches in Massachusetts
While the locator tool is your best resource for finding the nearest location, here are some of the key cities and towns where you can find a DCU branch:
Boston Area Branches
- Boston
- Burlington
- Lexington
- Waltham
Worcester County Branches
- Worcester
- Marlborough
- Shrewsbury
- Leominster
Merrimack Valley Branches
- Lowell
- Chelmsford
- Andover
- Tyngsboro
Services Available at Full-Service DCU Branches
Visiting an official DCU branch gives you access to a wider range of services than a partner location.
- ✅ Open New Accounts (Checking, Savings) & Certificates (CDs)
- ✅ Apply for Loans & Mortgages with on-site specialists
- ✅ Notary Public & Medallion Signature Guarantee Services
- ✅ Instant Issuance of Debit & Credit Cards
- ✅ Safe Deposit Box Access (at select locations)
- ✅ Coin Counting Machines (at select locations)
- ✅ Standard Teller Services (Deposits, Withdrawals, etc.)
Understanding Branch Hours and Appointment Policies
Most DCU branches in Massachusetts offer both lobby and drive-up service, often with slightly different hours.
- Typical Hours: Branches are generally open Monday through Saturday, with shorter hours on Saturday. Always check the official locator for the specific hours of the branch you plan to visit.
- Appointments Recommended: For any non-teller service like opening an account, applying for a loan, or meeting with a specialist, it is highly recommended that you schedule an appointment online. This will guarantee you can meet with the right person and will significantly reduce your wait time.
- Schedule an Appointment: Book Your DCU Appointment Online
Not Near a DCU Branch? Using the CO-OP Shared Branch Network in MA
If you find yourself in a part of Massachusetts without a convenient DCU branch (like the Berkshires or parts of Cape Cod), you can still perform basic transactions at thousands of other credit unions through the CO-OP Shared Branch network.
- Find a Partner Location: CO-OP Shared Branch Locator
How to Find Surcharge-Free ATMs Across Massachusetts
For quick cash withdrawals, DCU participates in a vast, nationwide surcharge-free ATM network, including Allpoint, SUM, and CO-OP. Use the official DCU locator tool to find the nearest surcharge-free ATM.
Conclusion: Your Guide to In-Person Banking in Massachusetts
Key Takeaway: DCU has a strong network of its own full-service branches across central and eastern Massachusetts, offering a complete range of financial services. For added convenience anywhere in the state, your membership also gives you access to thousands of partner credit unions and surcharge-free ATMs. Always use the official locator and schedule an appointment for the best experience.
Frequently Asked Questions (FAQ)
Are all DCU branches in Massachusetts open on Saturdays? Most, but not all, branches have Saturday hours. It is essential to check the hours for your specific branch on the DCU locator tool before you go.
Do I need to be a member to visit a branch? You can visit a branch to inquire about becoming a member. However, to perform transactions or use services like the Notary Public, you must be a DCU member.
How do I schedule an appointment at a DCU branch? You can schedule an appointment online through the official DCU website. The process allows you to choose your preferred branch, the service you need, and a time that works for you.
Which DCU branches have coin counting machines? The availability of coin machines varies by location. The best way to find out is to use the DCU Branch Locator tool and check the listed services for each branch, or to call the branch directly.